Takeover Tracker
38%medium risk
Budget Analysts
vs

46 shared · 15 different

core competencies

33%medium risk
Insurance Underwriters

Side-by-Side Comparison

MetricBudget AnalystsInsurance Underwriters
Risk Score38.1%32.7%
Risk TierMedium RiskMedium Risk
Risk Percentile75th54th
Tasks at Risk (>50%)5 / 132 / 8
Median Salary$87,930$79,880
Employment47K108K

Skill Comparison

|

Sorted by largest difference

Economics and Accounting
Administration and Management
Number Facility
Mathematical Reasoning
Resolving Conflicts and Negotiating with Others
Clerical
Monitor Processes, Materials, or Surroundings
Judging the Qualities of Things, Services, or People
Law and Government
Estimating the Quantifiable Characteristics of Products, Events, or Information
MathematicsAI-Vulnerable
MathematicsAI-Vulnerable

Protective Factors

Higher values indicate stronger protection against AI displacement

Budget Analysts

27%

total discount

Insurance Underwriters

28%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Budget Analysts

5 of 13 at risk
85%Match appropriations for specific programs with appropriations for broader programs, including items for emergency funds.
84%Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations.
55%Review operating budgets to analyze trends affecting budget needs.
53%Analyze monthly department budgeting and accounting reports to maintain expenditure controls.
51%Summarize budgets and submit recommendations for the approval or disapproval of funds requests.

Insurance Underwriters

2 of 8 at risk
86%Review company records to determine amount of insurance in force on single risk or group of closely related risks.
55%Decline excessive risks.
49%Evaluate possibility of losses due to catastrophe or excessive insurance.
44%Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
40%Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.

Wage Comparison

Insurance Underwriters earns -$8,050(-9%) vs Budget Analysts
Budget AnalystsInsurance Underwriters
10th
$60,510$51,640
25th
$72,240$63,070
Median
$87,930$79,880
75th
$110,380$104,820
90th
$134,640$138,020

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Budget Analysts2028–2035
Insurance Underwriters2028–2035
20242030203520402045

Insurance Underwriters has a longer runway before significant displacement, projected 0 years later than Budget Analysts.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Budget Analysts

$54,429

from $87,930

Insurance Underwriters

$53,791

from $79,880

After adjusting for AI risk, Budget Analysts offers $637 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Budget

0

Unique to Insurance

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Fine Manipulation
Creativity
Decision Complexity
Social Intelligence
Budget AnalystsInsurance Underwriters
Find transitions from Budget AnalystsFind transitions from Insurance Underwriters