Takeover Tracker
37%medium risk
Claims Examiners, Property and Casualty Insurance
vs

45 shared · 13 different

core competencies

33%medium risk
Insurance Underwriters

Side-by-Side Comparison

MetricClaims Examiners, Property and Casualty InsuranceInsurance Underwriters
Risk Score37.0%32.7%
Risk TierMedium RiskMedium Risk
Risk Percentile72th54th
Tasks at Risk (>50%)7 / 152 / 8
Median Salary$76,790$79,880
Employment305K108K

Skill Comparison

|

Sorted by largest difference

Resolving Conflicts and Negotiating with Others
Monitor Processes, Materials, or Surroundings
Performing for or Working Directly with the Public
Identifying Objects, Actions, and Events
Selling or Influencing Others
Analyzing Data or Information
Law and Government
Evaluating Information to Determine Compliance with Standards
Interacting With Computers
NegotiationAI-Resistant
Administration and Management
Customer and Personal Service

Protective Factors

Higher values indicate stronger protection against AI displacement

Claims Examiners, Property and Casualty Insurance

32%

total discount

Insurance Underwriters

28%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Claims Examiners, Property and Casualty Insurance

7 of 15 at risk
88%Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.
87%Pay and process claims within designated authority level.
87%Maintain claim files, such as records of settled claims and an inventory of claims requiring detailed analysis.
87%Report overpayments, underpayments, and other irregularities.
86%Conduct detailed bill reviews to implement sound litigation management and expense control.

Insurance Underwriters

2 of 8 at risk
86%Review company records to determine amount of insurance in force on single risk or group of closely related risks.
55%Decline excessive risks.
49%Evaluate possibility of losses due to catastrophe or excessive insurance.
44%Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
40%Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.

Wage Comparison

Insurance Underwriters earns +$3,090(+4%) vs Claims Examiners, Property and Casualty Insurance
Claims Examiners, Property and Casualty InsuranceInsurance Underwriters
10th
$47,810$51,640
25th
$60,100$63,070
Median
$76,790$79,880
75th
$95,990$104,820
90th
$112,150$138,020

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Claims Examiners, Property and Casualty Insurance2028–2035
Insurance Underwriters2028–2035
20242030203520402045

Insurance Underwriters has a longer runway before significant displacement, projected 0 years later than Claims Examiners, Property and Casualty Insurance.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Claims Examiners, Property and Casualty Insurance

$48,401

from $76,790

Insurance Underwriters

$53,791

from $79,880

After adjusting for AI risk, Insurance Underwriters offers $5,390 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Claims

0

Unique to Insurance

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Social Intelligence
Regulatory Barriers
Decision Complexity
Fine Manipulation
Claims Examiners, Property and Casualty InsuranceInsurance Underwriters
Find transitions from Claims Examiners, Property and Casualty InsuranceFind transitions from Insurance Underwriters