Takeover Tracker

42%medium risk
Credit Analysts
vs

47 shared · 17 different

core competencies

35%medium risk
Credit Counselors

Side-by-Side Comparison

MetricCredit AnalystsCredit Counselors
Risk Score42.2%34.7%
Risk TierMedium RiskMedium Risk
Risk Percentile86th65th
Tasks at Risk (>50%)7 / 118 / 15
Median Salary$80,970$50,480
Employment67K28K

Skill Comparison

|

Sorted by largest difference

Customer and Personal Service
Performing for or Working Directly with the Public
Economics and Accounting
Number Facility
Mathematical Reasoning
Training and Teaching Others
Analyzing Data or Information
Communicating with Persons Outside Organization
Judging the Qualities of Things, Services, or People
MathematicsAI-Vulnerable
Social PerceptivenessAI-Resistant
Provide Consultation and Advice to Others

Protective Factors

Higher values indicate stronger protection against AI displacement

Credit Analysts

27%

total discount

Credit Counselors

29%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Credit Analysts

7 of 11 at risk
88%Generate financial ratios, using computer programs, to evaluate customers' financial status.
86%Prepare reports that include the degree of risk involved in extending credit or lending money.
86%Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
74%Review individual or commercial customer files to identify and select delinquent accounts for collection.
55%Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.

Credit Counselors

8 of 15 at risk
88%Disburse funds from client accounts to creditors.
86%Calculate clients' available monthly income to meet debt obligations.
72%Prepare written documents to establish contracts with or communicate financial recommendations to clients.
69%Estimate time for debt repayment given amount of debt, interest rates, and available funds.
67%Maintain or update records of client account activity, including financial transactions, counseling session notes, correspondence, document images, or client inquiries.

Wage Comparison

Credit Counselors earns -$30,490(-38%) vs Credit Analysts
Credit AnalystsCredit Counselors
10th
$52,930$38,980
25th
$63,850$45,420
Median
$80,970$50,480
75th
$113,850$61,760
90th
$168,840$77,920

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Head-to-head task automation timeline
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Career transition paths from each job
Risk-adjusted salary comparison
Combined protective factor strategy
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Credit Analysts: Not yetCredit Counselors: Not yet