Takeover Tracker
33%medium risk
Financial Analysts
vs

37 shared · 24 different

core competencies

33%medium risk
Insurance Underwriters

Side-by-Side Comparison

MetricFinancial AnalystsInsurance Underwriters
Risk Score33.3%32.7%
Risk TierMedium RiskMedium Risk
Risk Percentile59th54th
Tasks at Risk (>50%)7 / 152 / 8
Median Salary$101,350$79,880
Employment341K108K

Skill Comparison

|

Sorted by largest difference

Economics and Accounting
MathematicsAI-Vulnerable
Monitor Processes, Materials, or Surroundings
Estimating the Quantifiable Characteristics of Products, Events, or Information
Thinking Creatively
Computers and Electronics
Number Facility
Administration and Management
MathematicsAI-Vulnerable
Identifying Objects, Actions, and Events
English Language
Interacting With Computers

Protective Factors

Higher values indicate stronger protection against AI displacement

Financial Analysts

29%

total discount

Insurance Underwriters

28%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Financial Analysts

7 of 15 at risk
86%Purchase investments for companies in accordance with company policy.
74%Draw charts and graphs, using computer spreadsheets, to illustrate technical reports.
55%Monitor developments in the fields of industrial technology, business, finance, and economic theory.
53%Identify potential financial investments that are environmentally sound, considering issues such as carbon emissions and biodiversity.
51%Prepare plans of action for investment, using financial analyses.

Insurance Underwriters

2 of 8 at risk
86%Review company records to determine amount of insurance in force on single risk or group of closely related risks.
55%Decline excessive risks.
49%Evaluate possibility of losses due to catastrophe or excessive insurance.
44%Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
40%Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.

Wage Comparison

Insurance Underwriters earns -$21,470(-21%) vs Financial Analysts
Financial AnalystsInsurance Underwriters
10th
$62,410$51,640
25th
$78,300$63,070
Median
$101,350$79,880
75th
$132,050$104,820
90th
$180,550$138,020

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Financial Analysts2028–2035
Insurance Underwriters2028–2035
20242030203520402045

Insurance Underwriters has a longer runway before significant displacement, projected 0 years later than Financial Analysts.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Financial Analysts

$67,600

from $101,350

Insurance Underwriters

$53,791

from $79,880

After adjusting for AI risk, Financial Analysts offers $13,809 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Financial

0

Unique to Insurance

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Fine Manipulation
Creativity
Social Intelligence
Regulatory Barriers
Financial AnalystsInsurance Underwriters
Find transitions from Financial AnalystsFind transitions from Insurance Underwriters