Takeover Tracker
34%medium risk
Insurance Adjusters, Examiners, and Investigators
vs

44 shared · 17 different

core competencies

33%medium risk
Insurance Underwriters

Side-by-Side Comparison

MetricInsurance Adjusters, Examiners, and InvestigatorsInsurance Underwriters
Risk Score34.0%32.7%
Risk TierMedium RiskMedium Risk
Risk Percentile62th54th
Tasks at Risk (>50%)9 / 132 / 8
Median Salary$76,790$79,880
Employment305K108K

Skill Comparison

|

Sorted by largest difference

Identifying Objects, Actions, and Events
Selling or Influencing Others
Performing for or Working Directly with the Public
NegotiationAI-Resistant
Analyzing Data or Information
Estimating the Quantifiable Characteristics of Products, Events, or Information
Making Decisions and Solving Problems
Far Vision
Customer and Personal Service
English Language
Speed of Closure
Documenting/Recording Information

Protective Factors

Higher values indicate stronger protection against AI displacement

Insurance Adjusters, Examiners, and Investigators

31%

total discount

Insurance Underwriters

28%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Insurance Adjusters, Examiners, and Investigators

9 of 13 at risk
86%Prepare report of findings of investigation.
85%Refer questionable claims to investigator or claims adjuster for investigation or settlement.
84%Communicate with former associates to verify employment record and to obtain background information regarding persons or businesses applying for credit.
67%Obtain credit information from banks and other credit services.
64%Examine titles to property to determine validity and act as company agent in transactions with property owners.

Insurance Underwriters

2 of 8 at risk
86%Review company records to determine amount of insurance in force on single risk or group of closely related risks.
55%Decline excessive risks.
49%Evaluate possibility of losses due to catastrophe or excessive insurance.
44%Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
40%Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.

Wage Comparison

Insurance Underwriters earns +$3,090(+4%) vs Insurance Adjusters, Examiners, and Investigators
Insurance Adjusters, Examiners, and InvestigatorsInsurance Underwriters
10th
$47,810$51,640
25th
$60,100$63,070
Median
$76,790$79,880
75th
$95,990$104,820
90th
$112,150$138,020

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Insurance Adjusters, Examiners, and Investigators2028–2035
Insurance Underwriters2028–2035
20242030203520402045

Insurance Underwriters has a longer runway before significant displacement, projected 0 years later than Insurance Adjusters, Examiners, and Investigators.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Insurance Adjusters, Examiners, and Investigators

$50,666

from $76,790

Insurance Underwriters

$53,791

from $79,880

After adjusting for AI risk, Insurance Underwriters offers $3,125 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Insurance

0

Unique to Insurance

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Fine Manipulation
Social Intelligence
Decision Complexity
Creativity
Insurance Adjusters, Examiners, and InvestigatorsInsurance Underwriters
Find transitions from Insurance Adjusters, Examiners, and InvestigatorsFind transitions from Insurance Underwriters