Takeover Tracker
34%medium risk
Insurance Adjusters, Examiners, and Investigators
vs

39 shared · 21 different

core competencies

59%high risk
Payroll and Timekeeping Clerks

Side-by-Side Comparison

MetricInsurance Adjusters, Examiners, and InvestigatorsPayroll and Timekeeping Clerks
Risk Score34.0%58.9%
Risk TierMedium RiskHigh Risk
Risk Percentile62th99th
Tasks at Risk (>50%)9 / 1315 / 15
Median Salary$76,790$55,290
Employment305K157K

Skill Comparison

|

Sorted by largest difference

Resolving Conflicts and Negotiating with Others
Customer and Personal Service
Identifying Objects, Actions, and Events
Judging the Qualities of Things, Services, or People
Clerical
Critical ThinkingAI-Augmented
Performing Administrative Activities
Estimating the Quantifiable Characteristics of Products, Events, or Information
Communicating with Persons Outside Organization
English Language
Speaking
Personnel and Human Resources

Protective Factors

Higher values indicate stronger protection against AI displacement

Insurance Adjusters, Examiners, and Investigators

31%

total discount

Payroll and Timekeeping Clerks

23%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Insurance Adjusters, Examiners, and Investigators

9 of 13 at risk
86%Prepare report of findings of investigation.
85%Refer questionable claims to investigator or claims adjuster for investigation or settlement.
84%Communicate with former associates to verify employment record and to obtain background information regarding persons or businesses applying for credit.
67%Obtain credit information from banks and other credit services.
64%Examine titles to property to determine validity and act as company agent in transactions with property owners.

Payroll and Timekeeping Clerks

15 of 15 at risk
87%Process and issue employee paychecks and statements of earnings and deductions.
87%Complete time sheets showing employees' arrival and departure times.
87%Keep track of leave time, such as vacation, personal, and sick leave, for employees.
86%Compile employee time, production, and payroll data from time sheets and other records.
86%Verify attendance, hours worked, and pay adjustments, and post information onto designated records.

Wage Comparison

Payroll and Timekeeping Clerks earns -$21,500(-28%) vs Insurance Adjusters, Examiners, and Investigators
Insurance Adjusters, Examiners, and InvestigatorsPayroll and Timekeeping Clerks
10th
$47,810$36,670
25th
$60,100$45,440
Median
$76,790$55,290
75th
$95,990$65,750
90th
$112,150$78,830

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Insurance Adjusters, Examiners, and Investigators2028–2035
Payroll and Timekeeping Clerks2028–2035
20242030203520402045

Insurance Adjusters, Examiners, and Investigators has a longer runway before significant displacement, projected 0 years later than Payroll and Timekeeping Clerks.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Insurance Adjusters, Examiners, and Investigators

$50,666

from $76,790

Payroll and Timekeeping Clerks

$22,746

from $55,290

After adjusting for AI risk, Insurance Adjusters, Examiners, and Investigators offers $27,920 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Insurance

0

Unique to Payroll

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Social Intelligence
Fine Manipulation
Decision Complexity
Creativity
Insurance Adjusters, Examiners, and InvestigatorsPayroll and Timekeeping Clerks
Find transitions from Insurance Adjusters, Examiners, and InvestigatorsFind transitions from Payroll and Timekeeping Clerks