Takeover Tracker
33%medium risk
Insurance Sales Agents
vs

44 shared · 17 different

core competencies

33%medium risk
Insurance Underwriters

Side-by-Side Comparison

MetricInsurance Sales AgentsInsurance Underwriters
Risk Score33.2%32.7%
Risk TierMedium RiskMedium Risk
Risk Percentile57th54th
Tasks at Risk (>50%)6 / 152 / 8
Median Salary$60,370$79,880
Employment469K108K

Skill Comparison

|

Sorted by largest difference

Sales and Marketing
Analyzing Data or Information
Performing for or Working Directly with the Public
Making Decisions and Solving Problems
Processing Information
Getting Information
Communicating with Persons Outside Organization
PersuasionAI-Resistant
Communicating with Supervisors, Peers, or Subordinates
Documenting/Recording Information
Developing Objectives and Strategies
Resolving Conflicts and Negotiating with Others

Protective Factors

Higher values indicate stronger protection against AI displacement

Insurance Sales Agents

28%

total discount

Insurance Underwriters

28%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Insurance Sales Agents

6 of 15 at risk
86%Perform administrative tasks, such as maintaining records and handling policy renewals.
84%Contact underwriter and submit forms to obtain binder coverage.
80%Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.
69%Calculate premiums and establish payment method.
54%Develop marketing strategies to compete with other individuals or companies who sell insurance.

Insurance Underwriters

2 of 8 at risk
86%Review company records to determine amount of insurance in force on single risk or group of closely related risks.
55%Decline excessive risks.
49%Evaluate possibility of losses due to catastrophe or excessive insurance.
44%Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
40%Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.

Wage Comparison

Insurance Underwriters earns +$19,510(+32%) vs Insurance Sales Agents
Insurance Sales AgentsInsurance Underwriters
10th
$36,390$51,640
25th
$45,520$63,070
Median
$60,370$79,880
75th
$91,150$104,820
90th
$135,660$138,020

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Insurance Sales Agents2028–2035
Insurance Underwriters2028–2035
20242030203520402045

Insurance Underwriters has a longer runway before significant displacement, projected 0 years later than Insurance Sales Agents.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Insurance Sales Agents

$40,351

from $60,370

Insurance Underwriters

$53,791

from $79,880

After adjusting for AI risk, Insurance Underwriters offers $13,440 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Insurance

0

Unique to Insurance

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Decision Complexity
Social Intelligence
Fine Manipulation
Regulatory Barriers
Insurance Sales AgentsInsurance Underwriters
Find transitions from Insurance Sales AgentsFind transitions from Insurance Underwriters