Takeover Tracker
33%medium risk
Insurance Sales Agents
vs

52 shared · 16 different

core competencies

39%medium risk
Loan Counselors

Side-by-Side Comparison

MetricInsurance Sales AgentsLoan Counselors
Risk Score33.2%38.7%
Risk TierMedium RiskMedium Risk
Risk Percentile57th77th
Tasks at Risk (>50%)6 / 158 / 15
Median Salary$60,370$50,480
Employment469K28K

Skill Comparison

|

Sorted by largest difference

Sales and Marketing
Selling or Influencing Others
Customer and Personal Service
Clerical
Organizing, Planning, and Prioritizing Work
Monitor Processes, Materials, or Surroundings
Thinking Creatively
Computers and Electronics
Developing Objectives and Strategies
Education and Training
Making Decisions and Solving Problems
PersuasionAI-Resistant

Protective Factors

Higher values indicate stronger protection against AI displacement

Insurance Sales Agents

28%

total discount

Loan Counselors

26%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Insurance Sales Agents

6 of 15 at risk
86%Perform administrative tasks, such as maintaining records and handling policy renewals.
84%Contact underwriter and submit forms to obtain binder coverage.
80%Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.
69%Calculate premiums and establish payment method.
54%Develop marketing strategies to compete with other individuals or companies who sell insurance.

Loan Counselors

8 of 15 at risk
87%Submit applications to credit analysts for verification and recommendation.
86%Check loan agreements to ensure that they are complete and accurate, according to policies.
84%Maintain current knowledge of credit regulations.
66%Assist in selection of financial award candidates using electronic databases to certify loan eligibility.
65%Review billing for accuracy.

Wage Comparison

Loan Counselors earns -$9,890(-16%) vs Insurance Sales Agents
Insurance Sales AgentsLoan Counselors
10th
$36,390$38,980
25th
$45,520$45,420
Median
$60,370$50,480
75th
$91,150$61,760
90th
$135,660$77,920

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Insurance Sales Agents2028–2035
Loan Counselors2028–2035
20242030203520402045

Insurance Sales Agents has a longer runway before significant displacement, projected 0 years later than Loan Counselors.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Insurance Sales Agents

$40,351

from $60,370

Loan Counselors

$30,924

from $50,480

After adjusting for AI risk, Insurance Sales Agents offers $9,427 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Insurance

0

Unique to Loan

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Fine Manipulation
Regulatory Barriers
Social Intelligence
Creativity
Insurance Sales AgentsLoan Counselors
Find transitions from Insurance Sales AgentsFind transitions from Loan Counselors
Insurance Sales Agents vs Loan Counselors AI Risk — Takeover Tracker