Takeover Tracker
33%medium risk
Insurance Underwriters
vs

44 shared · 12 different

core competencies

52%high risk
Brokerage Clerks

Side-by-Side Comparison

MetricInsurance UnderwritersBrokerage Clerks
Risk Score32.7%51.7%
Risk TierMedium RiskHigh Risk
Risk Percentile54th98th
Tasks at Risk (>50%)2 / 89 / 10
Median Salary$79,880$62,940
Employment108K40K

Skill Comparison

|

Sorted by largest difference

Analyzing Data or Information
Making Decisions and Solving Problems
Resolving Conflicts and Negotiating with Others
Judging the Qualities of Things, Services, or People
Communicating with Supervisors, Peers, or Subordinates
Organizing, Planning, and Prioritizing Work
Selling or Influencing Others
Documenting/Recording Information
Inductive Reasoning
Computers and Electronics
Updating and Using Relevant Knowledge
Number Facility

Protective Factors

Higher values indicate stronger protection against AI displacement

Insurance Underwriters

28%

total discount

Brokerage Clerks

25%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Insurance Underwriters

2 of 8 at risk
86%Review company records to determine amount of insurance in force on single risk or group of closely related risks.
55%Decline excessive risks.
49%Evaluate possibility of losses due to catastrophe or excessive insurance.
44%Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
40%Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.

Brokerage Clerks

9 of 10 at risk
88%Monitor daily stock prices and compute fluctuations to determine the need for additional collateral to secure loans.
88%Compute total holdings, dividends, interest, transfer taxes, brokerage fees, or commissions and allocate appropriate payments to customers.
88%Prepare reports summarizing daily transactions and earnings for individual customer accounts.
86%Schedule and coordinate transfer and delivery of security certificates between companies, departments, and customers.
84%File, type, or operate standard office machines.

Wage Comparison

Brokerage Clerks earns -$16,940(-21%) vs Insurance Underwriters
Insurance UnderwritersBrokerage Clerks
10th
$51,640$47,730
25th
$63,070$53,880
Median
$79,880$62,940
75th
$104,820$77,400
90th
$138,020$91,650

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Insurance Underwriters2028–2035
Brokerage Clerks2028–2035
20242030203520402045

Insurance Underwriters has a longer runway before significant displacement, projected 0 years later than Brokerage Clerks.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Insurance Underwriters

$53,791

from $79,880

Brokerage Clerks

$30,419

from $62,940

After adjusting for AI risk, Insurance Underwriters offers $23,372 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Insurance

0

Unique to Brokerage

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Decision Complexity
Creativity
Fine Manipulation
Regulatory Barriers
Insurance UnderwritersBrokerage Clerks
Find transitions from Insurance UnderwritersFind transitions from Brokerage Clerks