Takeover Tracker
33%medium risk
Insurance Underwriters
vs

41 shared · 16 different

core competencies

45%medium risk
Tax Preparers

Side-by-Side Comparison

MetricInsurance UnderwritersTax Preparers
Risk Score32.7%44.6%
Risk TierMedium RiskMedium Risk
Risk Percentile54th90th
Tasks at Risk (>50%)2 / 88 / 12
Median Salary$79,880$50,560
Employment108K74K

Skill Comparison

|

Sorted by largest difference

Performing for or Working Directly with the Public
Making Decisions and Solving Problems
Selling or Influencing Others
Economics and Accounting
Resolving Conflicts and Negotiating with Others
Performing Administrative Activities
Scheduling Work and Activities
Updating and Using Relevant Knowledge
Written Expression
Analyzing Data or Information
Computers and Electronics
Communicating with Persons Outside Organization

Protective Factors

Higher values indicate stronger protection against AI displacement

Insurance Underwriters

28%

total discount

Tax Preparers

26%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Insurance Underwriters

2 of 8 at risk
86%Review company records to determine amount of insurance in force on single risk or group of closely related risks.
55%Decline excessive risks.
49%Evaluate possibility of losses due to catastrophe or excessive insurance.
44%Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
40%Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.

Tax Preparers

8 of 12 at risk
88%Compute taxes owed or overpaid, using adding machines or personal computers, and complete entries on forms, following tax form instructions and tax tables.
86%Schedule appointments with clients.
86%Calculate form preparation fees according to return complexity and processing time required.
84%Prepare or assist in preparing simple to complex tax returns for individuals or small businesses.
84%Review financial records such as income statements and documentation of expenditures to determine forms needed to prepare tax returns.

Wage Comparison

Tax Preparers earns -$29,320(-37%) vs Insurance Underwriters
Insurance UnderwritersTax Preparers
10th
$51,640$30,500
25th
$63,070$37,750
Median
$79,880$50,560
75th
$104,820$75,590
90th
$138,020$96,240

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Insurance Underwriters2028–2035
Tax Preparers2028–2035
20242030203520402045

Insurance Underwriters has a longer runway before significant displacement, projected 0 years later than Tax Preparers.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Insurance Underwriters

$53,791

from $79,880

Tax Preparers

$28,025

from $50,560

After adjusting for AI risk, Insurance Underwriters offers $25,766 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Insurance

0

Unique to Tax

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Decision Complexity
Fine Manipulation
Creativity
Social Intelligence
Insurance UnderwritersTax Preparers
Find transitions from Insurance UnderwritersFind transitions from Tax Preparers