Municipal Clerks vs Insurance Policy Processing Clerks AI Risk

Job 1

Job 2

Job 1

Job 2

medium risk

Municipal Clerks

36 shared · 11 different

core competencies

high risk

Insurance Policy Processing Clerks

Side-by-Side Comparison

Municipal Clerks leads 4–1

Metric	Municipal Clerks	Insurance Policy Processing Clerks
Risk Score	46.6%	52.1%
Risk Tier	Medium Risk	High Risk
Risk Percentile	94th	98th
Tasks at Risk (>50%)	11 / 15	14 / 15
Median Salary	$47,700	$48,450
Employment	170K	229K

Skill Comparison

Sorted by largest difference

Performing for or Working Directly with the Public

English Language

Administration and Management

Clerical

MathematicsAI-Vulnerable

Documenting/Recording Information

Coordinating the Work and Activities of Others

Written Expression

Communicating with Supervisors, Peers, or Subordinates

WritingAI-Augmented

Reading ComprehensionAI-Vulnerable

Protective Factors

Higher values indicate stronger protection against AI displacement

Municipal Clerks

27%

total discount

Insurance Policy Processing Clerks

22%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Municipal Clerks

11 of 15 at risk

87%Perform general office duties, such as taking or transcribing dictation, typing or proofreading correspondence, distributing or filing official forms, or scheduling appointments.

85%Issue public notification of all official activities or meetings.

84%Record and maintain all vital and fiscal records and accounts.

83%Maintain and update documents, such as municipal codes or city charters.

83%Process claims against the municipality, maintaining files and log of claims, and coordinate claim response and handling with municipal claims administrators.

Insurance Policy Processing Clerks

14 of 15 at risk

86%Compare information from application to criteria for policy reinstatement and approve reinstatement when criteria are met.

86%Check computations of interest accrued, premiums due, and settlement surrender on loan values.

85%Collect initial premiums and issue receipts.

80%Obtain computer printout of policy cancellations or retrieve cancellation cards from file.

70%Compose business correspondence for supervisors, managers, and professionals.

Wage Comparison

Insurance Policy Processing Clerks earns +$750(+2%) vs Municipal Clerks

Municipal ClerksInsurance Policy Processing Clerks

10th

$34,860$36,900

25th

$39,730$41,600

Median

$47,700$48,450

75th

$59,590$59,500

90th

$72,370$73,100

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Municipal Clerks2028–2035

Insurance Policy Processing Clerks2028–2035

20242030203520402045

Municipal Clerks has a longer runway before significant displacement, projected 0 years later than Insurance Policy Processing Clerks.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Municipal Clerks

$25,472

from $47,700

Insurance Policy Processing Clerks

$23,222

from $48,450

After adjusting for AI risk, Municipal Clerks offers $2,250 more in risk-adjusted pay.

Transition Feasibility

Skill Overlap

Low overlap — significant retraining needed for transition

Unique to Municipal

Unique to Insurance

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Regulatory Barriers

Social Intelligence

Creativity

Fine Manipulation

Municipal ClerksInsurance Policy Processing Clerks

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