Takeover Tracker
vs

49 shared · 25 different

core competencies

35%medium risk
Credit Counselors

Side-by-Side Comparison

MetricSales Agents, Securities and CommoditiesCredit Counselors
Risk Score33.8%34.7%
Risk TierMedium RiskMedium Risk
Risk Percentile60th65th
Tasks at Risk (>50%)7 / 158 / 15
Median Salary$78,140$50,480
Employment472K28K

Skill Comparison

|

Sorted by largest difference

Selling or Influencing Others
Judging the Qualities of Things, Services, or People
Economics and Accounting
Analyzing Data or Information
Sales and Marketing
Evaluating Information to Determine Compliance with Standards
Interpreting the Meaning of Information for Others
Organizing, Planning, and Prioritizing Work
Computers and Electronics
Making Decisions and Solving Problems
Scheduling Work and Activities
Administration and Management

Protective Factors

Higher values indicate stronger protection against AI displacement

Sales Agents, Securities and Commodities

31%

total discount

Credit Counselors

29%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Sales Agents, Securities and Commodities

7 of 15 at risk
88%Calculate costs for billings or commissions.
87%Keep accurate records of transactions.
86%Complete sales order tickets and submit for processing of client-requested transactions.
71%Prepare documents needed to implement plans selected by clients.
66%Review all securities transactions to ensure accuracy of information and conformance to governing agency regulations.

Credit Counselors

8 of 15 at risk
88%Disburse funds from client accounts to creditors.
86%Calculate clients' available monthly income to meet debt obligations.
72%Prepare written documents to establish contracts with or communicate financial recommendations to clients.
69%Estimate time for debt repayment given amount of debt, interest rates, and available funds.
67%Maintain or update records of client account activity, including financial transactions, counseling session notes, correspondence, document images, or client inquiries.

Wage Comparison

Credit Counselors earns -$27,660(-35%) vs Sales Agents, Securities and Commodities
Sales Agents, Securities and CommoditiesCredit Counselors
10th
$47,080$38,980
25th
$51,600$45,420
Median
$78,140$50,480
75th
$129,480$61,760
90th
$215,210$77,920

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Sales Agents, Securities and Commodities20282035
Credit Counselors20282035
20242030203520402045

Sales Agents, Securities and Commodities has a longer runway before significant displacement, projected 0 years later than Credit Counselors.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Sales Agents, Securities and Commodities

$51,768

from $78,140

Credit Counselors

$32,968

from $50,480

After adjusting for AI risk, Sales Agents, Securities and Commodities offers $18,799 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Sales

0

Unique to Credit

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Decision Complexity
Regulatory Barriers
Social Intelligence
Creativity
Sales Agents, Securities and CommoditiesCredit Counselors