Takeover Tracker
40%medium risk
Accountants
vs

48 shared · 19 different

core competencies

Side-by-Side Comparison

MetricAccountantsInsurance Underwriters
Risk Score40.4%32.7%
Risk TierMedium RiskMedium Risk
Risk Percentile82th54th
Tasks at Risk (>50%)8 / 152 / 8
Median Salary$81,680$79,880
Employment1.4M108K

Skill Comparison

|

Sorted by largest difference

Economics and Accounting
Number Facility
Interacting With Computers
Clerical
Mathematical Reasoning
MathematicsAI-Vulnerable
Performing Administrative Activities
Selling or Influencing Others
Developing Objectives and Strategies
Customer and Personal Service
Monitor Processes, Materials, or Surroundings
Identifying Objects, Actions, and Events

Protective Factors

Higher values indicate stronger protection against AI displacement

Accountants

28%

total discount

Insurance Underwriters

28%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Accountants

8 of 15 at risk
86%Process invoices for payment.
85%Review accounts for discrepancies and reconcile differences.
84%Prepare adjusting journal entries.
80%Compute taxes owed and prepare tax returns, ensuring compliance with payment, reporting, or other tax requirements.
78%Maintain or examine the records of government agencies.

Insurance Underwriters

2 of 8 at risk
86%Review company records to determine amount of insurance in force on single risk or group of closely related risks.
55%Decline excessive risks.
49%Evaluate possibility of losses due to catastrophe or excessive insurance.
44%Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
40%Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.

Wage Comparison

Insurance Underwriters earns -$1,800(-2%) vs Accountants
AccountantsInsurance Underwriters
10th
$52,780$51,640
25th
$64,660$63,070
Median
$81,680$79,880
75th
$106,450$104,820
90th
$141,420$138,020

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Accountants20282035
Insurance Underwriters20282035
20242030203520402045

Insurance Underwriters has a longer runway before significant displacement, projected 0 years later than Accountants.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Accountants

$48,689

from $81,680

Insurance Underwriters

$53,791

from $79,880

After adjusting for AI risk, Insurance Underwriters offers $5,102 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Accountants

0

Unique to Insurance

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Decision Complexity
Creativity
Social Intelligence
Fine Manipulation
AccountantsInsurance Underwriters