Takeover Tracker

51%high risk
Credit Authorizers
vs

47 shared · 20 different

core competencies

37%medium risk
Loan Officers

Side-by-Side Comparison

MetricCredit AuthorizersLoan Officers
Risk Score50.5%36.6%
Risk TierHigh RiskMedium Risk
Risk Percentile97th71th
Tasks at Risk (>50%)6 / 77 / 15
Median Salary$49,130$74,180
Employment12K291K

Skill Comparison

|

Sorted by largest difference

Performing for or Working Directly with the Public
Selling or Influencing Others
Identifying Objects, Actions, and Events
Documenting/Recording Information
Making Decisions and Solving Problems
Interacting With Computers
Sales and Marketing
Thinking Creatively
Developing and Building Teams
Communicating with Supervisors, Peers, or Subordinates
Administration and Management
Customer and Personal Service

Protective Factors

Higher values indicate stronger protection against AI displacement

Credit Authorizers

29%

total discount

Loan Officers

29%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Credit Authorizers

6 of 7 at risk
88%Keep records of customers' charges and payments.
88%File sales slips in customers' ledgers for billing purposes.
66%Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
66%Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
65%Mail charge statements to customers.

Loan Officers

7 of 15 at risk
89%Compute payment schedules.
87%Submit applications to credit analysts for verification and recommendation.
86%Review loan agreements to ensure that they are complete and accurate according to policy.
86%Review and update credit and loan files.
65%Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

Wage Comparison

Loan Officers earns +$25,050(+51%) vs Credit Authorizers
Credit AuthorizersLoan Officers
10th
$34,590$38,490
25th
$40,850$50,460
Median
$49,130$74,180
75th
$59,530$101,920
90th
$71,730$145,780

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Head-to-head task automation timeline
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Career transition paths from each job
Risk-adjusted salary comparison
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