Takeover Tracker
33%medium risk
Insurance Underwriters
vs

44 shared · 14 different

core competencies

37%medium risk
Securities and Commodities Traders

Side-by-Side Comparison

MetricInsurance UnderwritersSecurities and Commodities Traders
Risk Score32.7%36.7%
Risk TierMedium RiskMedium Risk
Risk Percentile54th71th
Tasks at Risk (>50%)2 / 86 / 15
Median Salary$79,880$78,140
Employment108K472K

Skill Comparison

|

Sorted by largest difference

Economics and Accounting
Interacting With Computers
Resolving Conflicts and Negotiating with Others
MathematicsAI-Vulnerable
Organizing, Planning, and Prioritizing Work
Making Decisions and Solving Problems
Computers and Electronics
Number Facility
Analyzing Data or Information
NegotiationAI-Resistant
MonitoringAI-Augmented
Getting Information

Protective Factors

Higher values indicate stronger protection against AI displacement

Insurance Underwriters

28%

total discount

Securities and Commodities Traders

28%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Insurance Underwriters

2 of 8 at risk
86%Review company records to determine amount of insurance in force on single risk or group of closely related risks.
55%Decline excessive risks.
49%Evaluate possibility of losses due to catastrophe or excessive insurance.
44%Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
40%Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.

Securities and Commodities Traders

6 of 15 at risk
86%Receive sales order tickets and inspect forms to determine accuracy of information.
66%Report all positions or trading results.
66%Review securities transactions to ensure conformance to regulations.
53%Buy, sell, or trade carbon emissions permits.
53%Buy or sell stocks, bonds, commodity futures, foreign currencies, or other securities on behalf of investment dealers.

Wage Comparison

Securities and Commodities Traders earns -$1,740(-2%) vs Insurance Underwriters
Insurance UnderwritersSecurities and Commodities Traders
10th
$51,640$47,080
25th
$63,070$51,600
Median
$79,880$78,140
75th
$104,820$129,480
90th
$138,020$215,210

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Insurance Underwriters2028–2035
Securities and Commodities Traders2028–2035
20242030203520402045

Insurance Underwriters has a longer runway before significant displacement, projected 0 years later than Securities and Commodities Traders.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Insurance Underwriters

$53,791

from $79,880

Securities and Commodities Traders

$49,431

from $78,140

After adjusting for AI risk, Insurance Underwriters offers $4,360 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Insurance

0

Unique to Securities

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Decision Complexity
Social Intelligence
Regulatory Barriers
Fine Manipulation
Insurance UnderwritersSecurities and Commodities Traders
Find transitions from Insurance UnderwritersFind transitions from Securities and Commodities Traders