Takeover Tracker
39%medium risk
Loan Counselors
vs

39 shared · 23 different

core competencies

49%medium risk
Insurance Claims Clerks

Side-by-Side Comparison

MetricLoan CounselorsInsurance Claims Clerks
Risk Score38.7%49.3%
Risk TierMedium RiskMedium Risk
Risk Percentile77th97th
Tasks at Risk (>50%)8 / 1510 / 12
Median Salary$50,480$48,450
Employment28K229K

Skill Comparison

|

Sorted by largest difference

Monitor Processes, Materials, or Surroundings
Performing for or Working Directly with the Public
InstructingAI-Resistant
Documenting/Recording Information
Learning Strategies
Customer and Personal Service
MathematicsAI-Vulnerable
Active LearningAI-Augmented
Fluency of Ideas
Identifying Objects, Actions, and Events
Law and Government
Systems AnalysisAI-Augmented

Protective Factors

Higher values indicate stronger protection against AI displacement

Loan Counselors

26%

total discount

Insurance Claims Clerks

26%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Loan Counselors

8 of 15 at risk
87%Submit applications to credit analysts for verification and recommendation.
86%Check loan agreements to ensure that they are complete and accurate, according to policies.
84%Maintain current knowledge of credit regulations.
66%Assist in selection of financial award candidates using electronic databases to certify loan eligibility.
65%Review billing for accuracy.

Insurance Claims Clerks

10 of 12 at risk
86%Enter insurance and claims related information into database systems.
86%Post or attach information to claim file.
86%Transmit claims for payment or further investigation.
86%Apply insurance rating systems.
84%Calculate amount of claim.

Wage Comparison

Insurance Claims Clerks earns -$2,030(-4%) vs Loan Counselors
Loan CounselorsInsurance Claims Clerks
10th
$38,980$36,900
25th
$45,420$41,600
Median
$50,480$48,450
75th
$61,760$59,500
90th
$77,920$73,100

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Loan Counselors2028–2035
Insurance Claims Clerks2028–2035
20242030203520402045

Loan Counselors has a longer runway before significant displacement, projected 0 years later than Insurance Claims Clerks.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Loan Counselors

$30,924

from $50,480

Insurance Claims Clerks

$24,564

from $48,450

After adjusting for AI risk, Loan Counselors offers $6,360 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Loan

0

Unique to Insurance

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Creativity
Fine Manipulation
Decision Complexity
Regulatory Barriers
Loan CounselorsInsurance Claims Clerks
Find transitions from Loan CounselorsFind transitions from Insurance Claims Clerks