Takeover Tracker

37%medium risk
Loan Officers
vs

48 shared · 16 different

core competencies

42%medium risk
Credit Analysts

Side-by-Side Comparison

MetricLoan OfficersCredit Analysts
Risk Score36.6%42.2%
Risk TierMedium RiskMedium Risk
Risk Percentile71th86th
Tasks at Risk (>50%)7 / 157 / 11
Median Salary$74,180$80,970
Employment291K67K

Skill Comparison

|

Sorted by largest difference

Performing for or Working Directly with the Public
Customer and Personal Service
Sales and Marketing
Selling or Influencing Others
Provide Consultation and Advice to Others
Scheduling Work and Activities
Computers and Electronics
Thinking Creatively
Number Facility
Establishing and Maintaining Interpersonal Relationships
Updating and Using Relevant Knowledge
Mathematical Reasoning

Protective Factors

Higher values indicate stronger protection against AI displacement

Loan Officers

29%

total discount

Credit Analysts

27%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Loan Officers

7 of 15 at risk
89%Compute payment schedules.
87%Submit applications to credit analysts for verification and recommendation.
86%Review loan agreements to ensure that they are complete and accurate according to policy.
86%Review and update credit and loan files.
65%Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

Credit Analysts

7 of 11 at risk
88%Generate financial ratios, using computer programs, to evaluate customers' financial status.
86%Prepare reports that include the degree of risk involved in extending credit or lending money.
86%Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
74%Review individual or commercial customer files to identify and select delinquent accounts for collection.
55%Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.

Wage Comparison

Credit Analysts earns +$6,790(+9%) vs Loan Officers
Loan OfficersCredit Analysts
10th
$38,490$52,930
25th
$50,460$63,850
Median
$74,180$80,970
75th
$101,920$113,850
90th
$145,780$168,840

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Head-to-head task automation timeline
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Loan Officers: Not yetCredit Analysts: Not yet