Takeover Tracker

37%medium risk
Loan Officers
vs

54 shared · 17 different

core competencies

35%medium risk
Credit Counselors

Side-by-Side Comparison

MetricLoan OfficersCredit Counselors
Risk Score36.6%34.7%
Risk TierMedium RiskMedium Risk
Risk Percentile71th65th
Tasks at Risk (>50%)7 / 158 / 15
Median Salary$74,180$50,480
Employment291K28K

Skill Comparison

|

Sorted by largest difference

Sales and Marketing
Economics and Accounting
MathematicsAI-Vulnerable
Law and Government
Organizing, Planning, and Prioritizing Work
Scheduling Work and Activities
Selling or Influencing Others
Making Decisions and Solving Problems
Near Vision
Fluency of Ideas
Computers and Electronics
Resolving Conflicts and Negotiating with Others

Protective Factors

Higher values indicate stronger protection against AI displacement

Loan Officers

29%

total discount

Credit Counselors

29%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Loan Officers

7 of 15 at risk
89%Compute payment schedules.
87%Submit applications to credit analysts for verification and recommendation.
86%Review loan agreements to ensure that they are complete and accurate according to policy.
86%Review and update credit and loan files.
65%Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

Credit Counselors

8 of 15 at risk
88%Disburse funds from client accounts to creditors.
86%Calculate clients' available monthly income to meet debt obligations.
72%Prepare written documents to establish contracts with or communicate financial recommendations to clients.
69%Estimate time for debt repayment given amount of debt, interest rates, and available funds.
67%Maintain or update records of client account activity, including financial transactions, counseling session notes, correspondence, document images, or client inquiries.

Wage Comparison

Credit Counselors earns -$23,700(-32%) vs Loan Officers
Loan OfficersCredit Counselors
10th
$38,490$38,980
25th
$50,460$45,420
Median
$74,180$50,480
75th
$101,920$61,760
90th
$145,780$77,920

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Head-to-head task automation timeline
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Career transition paths from each job
Risk-adjusted salary comparison
Combined protective factor strategy
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