Side-by-Side Comparison
Loan Officers leads 5–0| Metric | Loan Officers | Loan Counselors |
|---|---|---|
| Risk Score | 36.6% | 38.7% |
| Risk Tier | Medium Risk | Medium Risk |
| Risk Percentile | 71th | 77th |
| Tasks at Risk (>50%) | 7 / 15 | 8 / 15 |
| Median Salary | $74,180 | $50,480 |
| Employment | 291K | 28K |
Skill Comparison
|
Sorted by largest difference
Sales and Marketing
Organizing, Planning, and Prioritizing Work
Making Decisions and Solving Problems
Customer and Personal Service
Resolving Conflicts and Negotiating with Others
Economics and Accounting
Performing Administrative Activities
Selling or Influencing Others
Getting Information
Provide Consultation and Advice to Others
Updating and Using Relevant Knowledge
Coordinating the Work and Activities of Others
Protective Factors
Higher values indicate stronger protection against AI displacement
Loan Officers
29%
total discount
Loan Counselors
26%
total discount
Task Risk Comparison
Tasks sorted by AI automation risk — higher means more automatable
Loan Officers
7 of 15 at risk89%Compute payment schedules.
87%Submit applications to credit analysts for verification and recommendation.
86%Review loan agreements to ensure that they are complete and accurate according to policy.
86%Review and update credit and loan files.
65%Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Loan Counselors
8 of 15 at risk87%Submit applications to credit analysts for verification and recommendation.
86%Check loan agreements to ensure that they are complete and accurate, according to policies.
84%Maintain current knowledge of credit regulations.
66%Assist in selection of financial award candidates using electronic databases to certify loan eligibility.
65%Review billing for accuracy.
Wage Comparison
Loan Counselors earns -$23,700(-32%) vs Loan Officers
Loan OfficersLoan Counselors
10th
$38,490$38,980
25th
$50,460$45,420
Median
$74,180$50,480
75th
$101,920$61,760
90th
$145,780$77,920
Premium Head-to-Head Analysis
Displacement Timeline Comparison
Loan Officers2028–2035
Loan Counselors2028–2035
20242030203520402045
Loan Officers has a longer runway before significant displacement, projected 0 years later than Loan Counselors.
Risk-Adjusted Salary
Salary weighted by displacement risk: salary × (1 − risk%)
Loan Officers
$47,038
from $74,180
Loan Counselors
$30,924
from $50,480
After adjusting for AI risk, Loan Officers offers $16,113 more in risk-adjusted pay.
Transition Feasibility
1%
Skill Overlap
Low overlap — significant retraining needed for transition
0
Unique to Loan
0
Unique to Loan
Combined Protection Strategy
Regardless of which path you choose, focus on these protective factors
Decision Complexity
Social Intelligence
Fine Manipulation
Creativity
Loan OfficersLoan Counselors