Takeover Tracker
59%high risk
Payroll and Timekeeping Clerks
vs

40 shared · 11 different

core competencies

49%medium risk
Insurance Claims Clerks

Side-by-Side Comparison

MetricPayroll and Timekeeping ClerksInsurance Claims Clerks
Risk Score58.9%49.3%
Risk TierHigh RiskMedium Risk
Risk Percentile99th97th
Tasks at Risk (>50%)15 / 1510 / 12
Median Salary$55,290$48,450
Employment157K229K

Skill Comparison

|

Sorted by largest difference

Customer and Personal Service
Analyzing Data or Information
Performing Administrative Activities
Personnel and Human Resources
Processing Information
Organizing, Planning, and Prioritizing Work
Speech Recognition
MathematicsAI-Vulnerable
Speaking
Mathematical Reasoning
Getting Information

Protective Factors

Higher values indicate stronger protection against AI displacement

Payroll and Timekeeping Clerks

23%

total discount

Insurance Claims Clerks

26%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Payroll and Timekeeping Clerks

15 of 15 at risk
87%Process and issue employee paychecks and statements of earnings and deductions.
87%Complete time sheets showing employees' arrival and departure times.
87%Keep track of leave time, such as vacation, personal, and sick leave, for employees.
86%Compile employee time, production, and payroll data from time sheets and other records.
86%Verify attendance, hours worked, and pay adjustments, and post information onto designated records.

Insurance Claims Clerks

10 of 12 at risk
86%Enter insurance and claims related information into database systems.
86%Post or attach information to claim file.
86%Transmit claims for payment or further investigation.
86%Apply insurance rating systems.
84%Calculate amount of claim.

Wage Comparison

Insurance Claims Clerks earns -$6,840(-12%) vs Payroll and Timekeeping Clerks
Payroll and Timekeeping ClerksInsurance Claims Clerks
10th
$36,670$36,900
25th
$45,440$41,600
Median
$55,290$48,450
75th
$65,750$59,500
90th
$78,830$73,100

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Payroll and Timekeeping Clerks2028–2035
Insurance Claims Clerks2028–2035
20242030203520402045

Insurance Claims Clerks has a longer runway before significant displacement, projected 0 years later than Payroll and Timekeeping Clerks.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Payroll and Timekeeping Clerks

$22,746

from $55,290

Insurance Claims Clerks

$24,564

from $48,450

After adjusting for AI risk, Insurance Claims Clerks offers $1,818 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Payroll

0

Unique to Insurance

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Social Intelligence
Regulatory Barriers
Fine Manipulation
Creativity
Payroll and Timekeeping ClerksInsurance Claims Clerks
Find transitions from Payroll and Timekeeping ClerksFind transitions from Insurance Claims Clerks