Takeover Tracker
32%medium risk
Personal Financial Advisors
vs

51 shared · 26 different

core competencies

29%medium risk
Sales Agents, Financial Services

Side-by-Side Comparison

MetricPersonal Financial AdvisorsSales Agents, Financial Services
Risk Score31.9%29.0%
Risk TierMedium RiskMedium Risk
Risk Percentile51th33th
Tasks at Risk (>50%)5 / 153 / 8
Median Salary$102,140$78,140
Employment270K472K

Skill Comparison

|

Sorted by largest difference

Developing Objectives and Strategies
Monitoring and Controlling Resources
Selling or Influencing Others
Psychology
Computers and Electronics
Evaluating Information to Determine Compliance with Standards
Making Decisions and Solving Problems
Number Facility
Administration and Management
Management of Financial Resources
Updating and Using Relevant Knowledge
Provide Consultation and Advice to Others

Protective Factors

Higher values indicate stronger protection against AI displacement

Personal Financial Advisors

31%

total discount

Sales Agents, Financial Services

32%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Personal Financial Advisors

5 of 15 at risk
86%Implement financial planning recommendations or refer clients to someone who can assist them with plan implementation.
86%Guide clients in the gathering of information, such as bank account records, income tax returns, life and disability insurance records, pension plans, or wills.
71%Explain to clients the personal financial advisor's responsibilities and the types of services to be provided.
68%Prepare or interpret for clients information such as investment performance reports, financial document summaries, or income projections.
51%Review clients' accounts and plans regularly to determine whether life changes, economic changes, environmental concerns, or financial performance indicate a need for plan reassessment.

Sales Agents, Financial Services

3 of 8 at risk
72%Prepare forms or agreements to complete sales.
55%Evaluate costs and revenue of agreements to determine continued profitability.
53%Review business trends to advise customers regarding expected fluctuations.
42%Determine customers' financial services needs and prepare proposals to sell services that address these needs.
34%Sell services or equipment, such as trusts, investments, or check processing services.

Wage Comparison

Sales Agents, Financial Services earns -$24,000(-23%) vs Personal Financial Advisors
Personal Financial AdvisorsSales Agents, Financial Services
10th
$49,990$47,080
25th
$70,620$51,600
Median
$102,140$78,140
75th
$172,540$129,480
90th
$239,200$215,210

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Personal Financial Advisors2028–2035
Sales Agents, Financial Services2028–2035
20242030203520402045

Sales Agents, Financial Services has a longer runway before significant displacement, projected 0 years later than Personal Financial Advisors.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Personal Financial Advisors

$69,568

from $102,140

Sales Agents, Financial Services

$55,448

from $78,140

After adjusting for AI risk, Personal Financial Advisors offers $14,119 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Personal

0

Unique to Sales

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Fine Manipulation
Creativity
Decision Complexity
Social Intelligence
Personal Financial AdvisorsSales Agents, Financial Services
Find transitions from Personal Financial AdvisorsFind transitions from Sales Agents, Financial Services