Sales Agents, Financial Services
Sell financial services, such as loan, tax, and securities counseling to customers of financial institutions and business establishments.
AI Impact Summary
Sales Agents, Financial Services faces moderate AI displacement risk with a score of 29/100. This occupation has higher AI displacement risk than 33% of all analyzed occupations. Of 8 analyzed tasks, 1 are highly automatable, particularly routine cognitive tasks. Strong protective factors — including social intelligence, creativity, or regulatory barriers — significantly reduce effective risk.
Skill Impact Analysis
AI-Vulnerable Skills (6)
High reliance on Reading Comprehension is a risk area. Consider developing complementary AI-resistant skills to maintain value.
High reliance on Mathematics is a risk area. Consider developing complementary AI-resistant skills to maintain value.
High reliance on Information Ordering is a risk area. Consider developing complementary AI-resistant skills to maintain value.
Mathematics is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
Memorization is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
Programming is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
AI-Resistant Skills (11)
Adaptability/Flexibility is AI-resistant — strengthening this skill provides durable career protection.
Leadership is AI-resistant — strengthening this skill provides durable career protection.
Persuasion is AI-resistant — strengthening this skill provides durable career protection.
Social Perceptiveness is AI-resistant — strengthening this skill provides durable career protection.
Service Orientation is AI-resistant — strengthening this skill provides durable career protection.
Complex Problem Solving is AI-resistant — strengthening this skill provides durable career protection.
Negotiation is AI-resistant — strengthening this skill provides durable career protection.
Instructing is AI-resistant — strengthening this skill provides durable career protection.
AI-Augmented Skills (7)
Recommended Courses
Courses matched to Sales Agents, Financial Services skill gaps, ranked by relevance to your displacement risk profile.
Get personalized recommendations. Answer a few questions about your experience and skills to get course suggestions tailored specifically to you.
Upskill to Reduce Risk
Courses addressing your most AI-vulnerable skills
Google Technical Writing
by Google
Estimated Impact
AI-Augmentation Tools
Learn to work alongside AI and boost your productivity
Google UX Design Professional Certificate
by Google
Estimated Impact
Strengthen Your Edge
Double down on skills AI can't replicate
Leading People and Teams Specialization
by University of Michigan
Estimated Impact
We may earn a commission when you enroll through our links, at no extra cost to you. This helps fund the Takeover Tracker.
Risk reduction and salary impact are estimates based on skill gap analysis, course relevance, and labor market data. Actual results vary by individual circumstance.
Education & Training
Percentage of workers at each education and training level
Education Level
Prior Experience Needed
Work experience required to enter this job
Training Provided After Hiring
How long it typically takes to learn on the job
How AI Impacts Each Task
8 tasks analyzed
Determine customers' financial services needs and prepare proposals to sell services that address these needs.
Prepare forms or agreements to complete sales.
Sell services or equipment, such as trusts, investments, or check processing services.
Contact prospective customers to present information and explain available services.
Develop prospects from current commercial customers, referral leads, or sales or trade meetings.
Evaluate costs and revenue of agreements to determine continued profitability.
Review business trends to advise customers regarding expected fluctuations.
Make presentations on financial services to groups to attract new clients.
| Task | AI Capability | Risk | Time % | |
|---|---|---|---|---|
| Determine customers' financial services needs and prepare proposals to sell services that address these needs. | 36.25Observed | 41.5% | 15% | |
| Prepare forms or agreements to complete sales. | 55.77Observed | 71.5% | 15% | |
| Sell services or equipment, such as trusts, investments, or check processing services. | 47.35Observed | 33.9% | 20% | |
| Contact prospective customers to present information and explain available services. | 38.95Observed | 30.6% | 15% | |
| Develop prospects from current commercial customers, referral leads, or sales or trade meetings. | 46.1Observed | 33.4% | 15% | |
| Evaluate costs and revenue of agreements to determine continued profitability. | 70Estimated | 55.0% | 5% | |
| Review business trends to advise customers regarding expected fluctuations. | 65Estimated | 53.0% | 10% | |
| Make presentations on financial services to groups to attract new clients. | 20Estimated | 23.0% | 5% |
Protective Factors
Total protective discount: 31.7%
Essential Soft Skills
Traits that are hard for AI to replicate
Wage & Employment (2024)
Median Wage
$78,140
per year
Mean Wage
$110,400
per year
Employment
472K
workers
Wage Range
$47,080 - $215,210
10th - 90th pct
Wage Distribution
Explore other career paths
Compare displacement risk across occupations and find careers with stronger long-term prospects.
Alternate Career Paths
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Personal Financial Advisors
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Higher risk than 51% of other occupations
Insurance Sales Agents
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Higher risk than 57% of other occupations
Sales Agents, Securities and Commodities
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36%Median salary: $96,310
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Auditors
36%Median salary: $81,680
Higher risk than 69% of other occupations
Loan Officers
37%Median salary: $74,180
Higher risk than 71% of other occupations
Human Resources Specialists
37%Median salary: $72,910
Higher risk than 73% of other occupations
Recommendations
Skills to Develop
These skills are at risk from AI automation. Sales Agents, Financial Services professionals should diversify beyond them.
- Reading Comprehension
High reliance on Reading Comprehension is a risk area. Consider developing complementary AI-resistant skills to maintain value.
- Mathematics
High reliance on Mathematics is a risk area. Consider developing complementary AI-resistant skills to maintain value.
- Information Ordering
High reliance on Information Ordering is a risk area. Consider developing complementary AI-resistant skills to maintain value.
- Mathematics
Mathematics is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
- Memorization
Memorization is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
Skills to Leverage
These human-centric skills remain difficult for AI to replicate. Double down here.
- Adaptability/Flexibility
Adaptability/Flexibility is AI-resistant — strengthening this skill provides durable career protection.
- Leadership
Leadership is AI-resistant — strengthening this skill provides durable career protection.
- Persuasion
Persuasion is AI-resistant — strengthening this skill provides durable career protection.
- Social Perceptiveness
Social Perceptiveness is AI-resistant — strengthening this skill provides durable career protection.
- Service Orientation
Service Orientation is AI-resistant — strengthening this skill provides durable career protection.
Tools to Adopt
AI can amplify these skills. Learn the tools that augment rather than replace your work.
- Critical Thinking
Critical Thinking will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
- Judgment and Decision Making
Judgment and Decision Making will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
- Active Learning
Active Learning will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
- Systems Analysis
Systems Analysis will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
- Writing
Writing will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
Score History
Risk score over 2 scoring runs
overall change