Takeover Tracker
29%medium risk
Sales Agents, Financial Services
vs

52 shared · 15 different

core competencies

33%medium risk
Insurance Underwriters

Side-by-Side Comparison

MetricSales Agents, Financial ServicesInsurance Underwriters
Risk Score29.0%32.7%
Risk TierMedium RiskMedium Risk
Risk Percentile33th54th
Tasks at Risk (>50%)3 / 82 / 8
Median Salary$78,140$79,880
Employment472K108K

Skill Comparison

|

Sorted by largest difference

Performing for or Working Directly with the Public
Selling or Influencing Others
PersuasionAI-Resistant
Economics and Accounting
Developing Objectives and Strategies
Sales and Marketing
Coaching and Developing Others
Communicating with Persons Outside Organization
Provide Consultation and Advice to Others
Developing and Building Teams
Interacting With Computers
Scheduling Work and Activities

Protective Factors

Higher values indicate stronger protection against AI displacement

Sales Agents, Financial Services

32%

total discount

Insurance Underwriters

28%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Sales Agents, Financial Services

3 of 8 at risk
72%Prepare forms or agreements to complete sales.
55%Evaluate costs and revenue of agreements to determine continued profitability.
53%Review business trends to advise customers regarding expected fluctuations.
42%Determine customers' financial services needs and prepare proposals to sell services that address these needs.
34%Sell services or equipment, such as trusts, investments, or check processing services.

Insurance Underwriters

2 of 8 at risk
86%Review company records to determine amount of insurance in force on single risk or group of closely related risks.
55%Decline excessive risks.
49%Evaluate possibility of losses due to catastrophe or excessive insurance.
44%Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
40%Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.

Wage Comparison

Insurance Underwriters earns +$1,740(+2%) vs Sales Agents, Financial Services
Sales Agents, Financial ServicesInsurance Underwriters
10th
$47,080$51,640
25th
$51,600$63,070
Median
$78,140$79,880
75th
$129,480$104,820
90th
$215,210$138,020

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Sales Agents, Financial Services2028–2035
Insurance Underwriters2028–2035
20242030203520402045

Sales Agents, Financial Services has a longer runway before significant displacement, projected 0 years later than Insurance Underwriters.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Sales Agents, Financial Services

$55,448

from $78,140

Insurance Underwriters

$53,791

from $79,880

After adjusting for AI risk, Sales Agents, Financial Services offers $1,657 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Sales

0

Unique to Insurance

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Social Intelligence
Creativity
Decision Complexity
Fine Manipulation
Sales Agents, Financial ServicesInsurance Underwriters
Find transitions from Sales Agents, Financial ServicesFind transitions from Insurance Underwriters