Takeover Tracker
53%high risk
Tellers
vs

49 shared · 9 different

core competencies

Side-by-Side Comparison

MetricTellersCustomer Service Representatives
Risk Score53.3%39.0%
Risk TierHigh RiskMedium Risk
Risk Percentile99th78th
Tasks at Risk (>50%)14 / 1510 / 15
Median Salary$39,340$42,830
Employment339K2.7M

Skill Comparison

|

Sorted by largest difference

Evaluating Information to Determine Compliance with Standards
Performing for or Working Directly with the Public
Number Facility
Selling or Influencing Others
Customer and Personal Service
Estimating the Quantifiable Characteristics of Products, Events, or Information
Speaking
Analyzing Data or Information
Communicating with Persons Outside Organization

Protective Factors

Higher values indicate stronger protection against AI displacement

Tellers

29%

total discount

Customer Service Representatives

27%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Tellers

14 of 15 at risk
88%Enter customers' transactions into computers to record transactions and issue computer-generated receipts.
88%Process transactions, such as term deposits, retirement savings plan contributions, automated teller transactions, night deposits, and mail deposits.
88%Carry out special services for customers, such as ordering bank cards and checks.
86%Examine checks for endorsements and to verify other information, such as dates, bank names, identification of the persons receiving payments, and the legality of the documents.
85%Cash checks and pay out money after verifying that signatures are correct, that written and numerical amounts agree, and that accounts have sufficient funds.

Customer Service Representatives

10 of 15 at risk
87%Compare disputed merchandise with original requisitions and information from invoices and prepare invoices for returned goods.
86%Determine charges for services requested, collect deposits or payments, or arrange for billing.
85%Check to ensure that appropriate changes were made to resolve customers' problems.
80%Order tests that could determine the causes of product malfunctions.
71%Review insurance policy terms to determine whether a particular loss is covered by insurance.

Wage Comparison

Customer Service Representatives earns +$3,490(+9%) vs Tellers
TellersCustomer Service Representatives
10th
$31,270$30,690
25th
$36,420$35,970
Median
$39,340$42,830
75th
$45,550$50,140
90th
$48,270$62,730

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Tellers20282035
Customer Service Representatives20282035
20242030203520402045

Customer Service Representatives has a longer runway before significant displacement, projected 0 years later than Tellers.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Tellers

$18,380

from $39,340

Customer Service Representatives

$26,109

from $42,830

After adjusting for AI risk, Customer Service Representatives offers $7,730 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Tellers

0

Unique to Customer

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Fine Manipulation
Regulatory Barriers
Creativity
Decision Complexity
TellersCustomer Service Representatives