AITakeover Tracker
53%high risk

Tellers

Receive and pay out money. Keep records of money and negotiable instruments involved in a financial institution's various transactions.

Higher risk than 99% of occupations

AI Impact Summary

Tellers faces high AI displacement risk with a score of 53/100. This occupation has higher AI displacement risk than 99% of all analyzed occupations. Of 29 analyzed tasks, 17 are highly automatable, particularly routine cognitive tasks. Strong protective factors — including social intelligence, creativity, or regulatory barriers — significantly reduce effective risk.

Skill Impact Analysis

AI-Vulnerable Skills (6)

Information Ordering5%

High reliance on Information Ordering is a risk area. Consider developing complementary AI-resistant skills to maintain value.

Mathematics10%

High reliance on Mathematics is a risk area. Consider developing complementary AI-resistant skills to maintain value.

Reading Comprehension10%

High reliance on Reading Comprehension is a risk area. Consider developing complementary AI-resistant skills to maintain value.

Mathematics10%

Mathematics is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.

Memorization5%

Memorization is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.

Programming15%

Programming is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.

AI-Resistant Skills (11)

Adaptability/Flexibility85%

Adaptability/Flexibility is AI-resistant — strengthening this skill provides durable career protection.

Leadership88%

Leadership is AI-resistant — strengthening this skill provides durable career protection.

Service Orientation82%

Service Orientation is AI-resistant — strengthening this skill provides durable career protection.

Social Perceptiveness90%

Social Perceptiveness is AI-resistant — strengthening this skill provides durable career protection.

Instructing75%

Instructing is AI-resistant — strengthening this skill provides durable career protection.

Coordination70%

Coordination is AI-resistant — strengthening this skill provides durable career protection.

Complex Problem Solving75%

Complex Problem Solving is AI-resistant — strengthening this skill provides durable career protection.

Persuasion80%

Persuasion is AI-resistant — strengthening this skill provides durable career protection.

AI-Augmented Skills (7)

MonitoringCritical ThinkingWritingJudgment and Decision MakingActive LearningSystems AnalysisTechnology Design

Recommended Courses

Courses matched to Tellers skill gaps, ranked by relevance to your displacement risk profile.

Get personalized recommendations. Answer a few questions about your experience and skills to get course suggestions tailored specifically to you.

Upskill to Reduce Risk

Courses addressing your most AI-vulnerable skills

DataCampbeginner

SQL Fundamentals Skill Track

by DataCamp

21 hours$25/mo4.7Certificate
Addresses vulnerability: Information Ordering

Estimated Impact

-7.3pt risk+$2K/yr salary

AI-Augmentation Tools

Learn to work alongside AI and boost your productivity

Coursera

Creative Writing Specialization

by Wesleyan University

~8 weeks$49/mo4.7Certificate
Enhances AI augmentation: Writing

Estimated Impact

-4.9pt risk+$2K/yr salary

Strengthen Your Edge

Double down on skills AI can't replicate

Courseraintermediate

Leading People and Teams Specialization

by University of Michigan

~6 weeks$49/mo4.7Certificate
Strengthens resilience: Leadership

Estimated Impact

-3.8pt risk+$2K/yr salary

We may earn a commission when you enroll through our links, at no extra cost to you. This helps fund the Takeover Tracker.

Risk reduction and salary impact are estimates based on skill gap analysis, course relevance, and labor market data. Actual results vary by individual circumstance.

Education & Training

Percentage of workers at each education and training level

Education Level

Less than High School2%
High School Diploma73%
Some College3%
Post-Secondary Certificate9%
Associate's Degree5%
Bachelor's Degree8%

Prior Experience Needed

Work experience required to enter this job

None48%
Up to 1 month5%
1-3 months17%
3-6 months4%
6 months - 1 year18%
1-2 years8%

Training Provided After Hiring

How long it typically takes to learn on the job

Up to 1 month68%
1-3 months19%
3-6 months8%
6 months - 1 year3%
1-2 years1%

How AI Impacts Each Task

29 tasks analyzed

Balance currency, coin, and checks in cash drawers at ends of shifts and calculate daily transactions, using computers, calculators, or adding machines.

Risk: 78.0%AI: 72EstimatedTime: 5%

Receive checks and cash for deposit, verify amounts, and check accuracy of deposit slips.

Risk: 84.0%AI: 87EstimatedTime: 8%

Monitor bank vaults to ensure cash balances are correct.

Risk: 80.0%AI: 77EstimatedTime: 2%

Cash checks and pay out money after verifying that signatures are correct, that written and numerical amounts agree, and that accounts have sufficient funds.

Risk: 85.2%AI: 90EstimatedTime: 8%

Count currency, coins, and checks received, by hand or using currency-counting machine, to prepare them for deposit or shipment to branch banks or the Federal Reserve Bank.

Risk: 67.0%AI: 85EstimatedTime: 5%

Enter customers' transactions into computers to record transactions and issue computer-generated receipts.

Risk: 88.0%AI: 97EstimatedTime: 8%

Examine checks for endorsements and to verify other information, such as dates, bank names, identification of the persons receiving payments, and the legality of the documents.

Risk: 86.0%AI: 92EstimatedTime: 5%

Prepare and verify cashier's checks.

Risk: 84.0%AI: 87EstimatedTime: 3%

Resolve problems or discrepancies concerning customers' accounts.

Risk: 51.0%AI: 60EstimatedTime: 3%

Process transactions, such as term deposits, retirement savings plan contributions, automated teller transactions, night deposits, and mail deposits.

Risk: 88.0%AI: 97EstimatedTime: 4%

Answer telephones and assist customers with their questions.

Risk: 39.0%AI: 60EstimatedTime: 5%

Count, verify, and post armored car deposits.

Risk: 78.0%AI: 72EstimatedTime: 2%

Identify transaction mistakes when debits and credits do not balance.

Risk: 69.7%AI: 51.25ObservedTime: 3%

Carry out special services for customers, such as ordering bank cards and checks.

Risk: 88.0%AI: 97EstimatedTime: 3%

Sort and file deposit slips and checks.

Risk: 63.0%AI: 75EstimatedTime: 3%

Receive and count daily inventories of cash, drafts, and travelers' checks.

Risk: 61.0%AI: 70EstimatedTime: 2%

Order a supply of cash to meet daily needs.

Risk: 86.0%AI: 92EstimatedTime: 2%

Arrange monies received in cash boxes and coin dispensers according to denomination.

Risk: 59.0%AI: 65EstimatedTime: 3%

Receive mortgage, loan, or public utility bill payments, verifying payment dates and amounts due.

Risk: 88.0%AI: 97EstimatedTime: 3%

Explain, promote, or sell products or services, such as travelers' checks, savings bonds, money orders, and cashier's checks, using computerized information about customers to tailor recommendations.

Risk: 39.0%AI: 60EstimatedTime: 4%

Obtain and process information required for the provision of services, such as opening accounts, savings plans, and purchasing bonds.

Risk: 62.9%AI: 34.2ObservedTime: 3%

Perform clerical tasks, such as typing, filing, and microfilm photography.

Risk: 69.7%AI: 51.2ObservedTime: 2%

Compute financial fees, interest, and service charges.

Risk: 67.2%AI: 45ObservedTime: 2%

Compose, type, and mail customer statements and other correspondence related to issues such as discrepancies and outstanding unpaid items.

Risk: 88.0%AI: 97EstimatedTime: 2%

Process and maintain records of customer loans.

Risk: 86.0%AI: 92EstimatedTime: 2%

Prepare work schedules for staff.

Risk: 86.0%AI: 92EstimatedTime: 2%

Issue checks to bond owners in settlement of transactions.

Risk: 86.0%AI: 92EstimatedTime: 2%

Quote unit exchange rates, following daily international rate sheets or computer displays.

Risk: 89.2%AI: 100EstimatedTime: 2%

Inform customers about foreign currency regulations and compute transaction fees for currency exchanges.

Risk: 43.0%AI: 70EstimatedTime: 2%

Protective Factors

Total protective discount: 28.5%

Essential Soft Skills

Traits that are hard for AI to replicate

IntegrityDependabilityAttention to DetailSelf ControlCooperationStress ToleranceIndependenceConcern for OthersAdaptability/FlexibilityAchievement/EffortInitiativeAnalytical Thinking

Wage & Employment (2024)

Median Wage

$39,340

per year

Mean Wage

$40,940

per year

Employment

339K

workers

Wage Range

$31,270 - $48,270

10th - 90th pct

Wage Distribution

$31,270Median: $39,340$48,270
Career Planning

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Recommendations

Skills to Develop

These skills are at risk from AI automation. Tellers professionals should diversify beyond them.

  • Information Ordering

    High reliance on Information Ordering is a risk area. Consider developing complementary AI-resistant skills to maintain value.

  • Mathematics

    High reliance on Mathematics is a risk area. Consider developing complementary AI-resistant skills to maintain value.

  • Reading Comprehension

    High reliance on Reading Comprehension is a risk area. Consider developing complementary AI-resistant skills to maintain value.

  • Mathematics

    Mathematics is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.

  • Memorization

    Memorization is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.

Skills to Leverage

These human-centric skills remain difficult for AI to replicate. Double down here.

  • Adaptability/Flexibility

    Adaptability/Flexibility is AI-resistant — strengthening this skill provides durable career protection.

  • Leadership

    Leadership is AI-resistant — strengthening this skill provides durable career protection.

  • Service Orientation

    Service Orientation is AI-resistant — strengthening this skill provides durable career protection.

  • Social Perceptiveness

    Social Perceptiveness is AI-resistant — strengthening this skill provides durable career protection.

  • Instructing

    Instructing is AI-resistant — strengthening this skill provides durable career protection.

Tools to Adopt

AI can amplify these skills. Learn the tools that augment rather than replace your work.

  • Monitoring

    Monitoring will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.

  • Critical Thinking

    Critical Thinking will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.

  • Writing

    Writing will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.

  • Judgment and Decision Making

    Judgment and Decision Making will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.

  • Active Learning

    Active Learning will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.

Score History

Risk score over 2 scoring runs

+2.9

overall change

Checking for existing plan...