Takeover Tracker
51%high risk
Billing, Cost, and Rate Clerks
vs

41 shared · 9 different

core competencies

49%medium risk
Insurance Claims Clerks

Side-by-Side Comparison

MetricBilling, Cost, and Rate ClerksInsurance Claims Clerks
Risk Score51.2%49.3%
Risk TierHigh RiskMedium Risk
Risk Percentile98th97th
Tasks at Risk (>50%)12 / 1510 / 12
Median Salary$47,170$48,450
Employment418K229K

Skill Comparison

|

Sorted by largest difference

Customer and Personal Service
Evaluating Information to Determine Compliance with Standards
Documenting/Recording Information
Written Comprehension
Interpreting the Meaning of Information for Others
Performing for or Working Directly with the Public
Monitor Processes, Materials, or Surroundings
English Language
Speech Recognition

Protective Factors

Higher values indicate stronger protection against AI displacement

Billing, Cost, and Rate Clerks

24%

total discount

Insurance Claims Clerks

26%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Billing, Cost, and Rate Clerks

12 of 15 at risk
88%Type billing documents, shipping labels, credit memorandums, or credit forms, using typewriters or computers.
88%Compute credit terms, discounts, shipment charges, or rates for goods or services to complete billing documents.
86%Operate typing, adding, calculating, or billing machines.
86%Consult sources such as rate books, manuals, or insurance company representatives to determine specific charges or information such as rules, regulations, or government tax and tariff information.
86%Track accumulated hours and dollar amounts charged to each client job to calculate client fees for professional services, such as legal or accounting services.

Insurance Claims Clerks

10 of 12 at risk
86%Enter insurance and claims related information into database systems.
86%Post or attach information to claim file.
86%Transmit claims for payment or further investigation.
86%Apply insurance rating systems.
84%Calculate amount of claim.

Wage Comparison

Insurance Claims Clerks earns +$1,280(+3%) vs Billing, Cost, and Rate Clerks
Billing, Cost, and Rate ClerksInsurance Claims Clerks
10th
$35,760$36,900
25th
$40,260$41,600
Median
$47,170$48,450
75th
$56,350$59,500
90th
$64,990$73,100

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Billing, Cost, and Rate Clerks2028–2035
Insurance Claims Clerks2028–2035
20242030203520402045

Insurance Claims Clerks has a longer runway before significant displacement, projected 0 years later than Billing, Cost, and Rate Clerks.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Billing, Cost, and Rate Clerks

$23,014

from $47,170

Insurance Claims Clerks

$24,564

from $48,450

After adjusting for AI risk, Insurance Claims Clerks offers $1,550 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Billing,

0

Unique to Insurance

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Regulatory Barriers
Fine Manipulation
Social Intelligence
Decision Complexity
Billing, Cost, and Rate ClerksInsurance Claims Clerks
Find transitions from Billing, Cost, and Rate ClerksFind transitions from Insurance Claims Clerks