Takeover Tracker
37%medium risk
Loan Officers
vs

59 shared · 13 different

core competencies

45%medium risk
New Accounts Clerks

Side-by-Side Comparison

MetricLoan OfficersNew Accounts Clerks
Risk Score36.6%45.0%
Risk TierMedium RiskMedium Risk
Risk Percentile71th91th
Tasks at Risk (>50%)7 / 1510 / 15
Median Salary$74,180$46,610
Employment291K38K

Skill Comparison

|

Sorted by largest difference

Evaluating Information to Determine Compliance with Standards
Judgment and Decision MakingAI-Augmented
Processing Information
Law and Government
Written Expression
Provide Consultation and Advice to Others
Performing for or Working Directly with the Public
Identifying Objects, Actions, and Events
Clerical
Inductive Reasoning
Judging the Qualities of Things, Services, or People
Communicating with Supervisors, Peers, or Subordinates

Protective Factors

Higher values indicate stronger protection against AI displacement

Loan Officers

29%

total discount

New Accounts Clerks

28%

total discount

Task Risk Comparison

Tasks sorted by AI automation risk — higher means more automatable

Loan Officers

7 of 15 at risk
89%Compute payment schedules.
87%Submit applications to credit analysts for verification and recommendation.
86%Review loan agreements to ensure that they are complete and accurate according to policy.
86%Review and update credit and loan files.
65%Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

New Accounts Clerks

10 of 15 at risk
88%Compile information about new accounts, enter account information into computers, and file related forms or other documents.
88%Collect and record customer deposits and fees and issue receipts, using computers.
88%Obtain credit records from reporting agencies.
88%Perform foreign currency transactions and sell traveler's checks.
88%Schedule repairs for locks on safe-deposit boxes.

Wage Comparison

New Accounts Clerks earns -$27,570(-37%) vs Loan Officers
Loan OfficersNew Accounts Clerks
10th
$38,490$36,980
25th
$50,460$40,050
Median
$74,180$46,610
75th
$101,920$51,510
90th
$145,780$60,110

Premium Head-to-Head Analysis

Displacement Timeline Comparison

Loan Officers20282035
New Accounts Clerks20282035
20242030203520402045

Loan Officers has a longer runway before significant displacement, projected 0 years later than New Accounts Clerks.

Risk-Adjusted Salary

Salary weighted by displacement risk: salary × (1 − risk%)

Loan Officers

$47,038

from $74,180

New Accounts Clerks

$25,617

from $46,610

After adjusting for AI risk, Loan Officers offers $21,421 more in risk-adjusted pay.

Transition Feasibility

1%

Skill Overlap

Low overlap — significant retraining needed for transition

0

Unique to Loan

0

Unique to New

Combined Protection Strategy

Regardless of which path you choose, focus on these protective factors

Fine Manipulation
Decision Complexity
Creativity
Regulatory Barriers
Loan OfficersNew Accounts Clerks