New Accounts Clerks
Interview persons desiring to open accounts in financial institutions. Explain account services available to prospective customers and assist them in preparing applications.
AI Impact Summary
New Accounts Clerks faces moderate AI displacement risk with a score of 45/100. This occupation has higher AI displacement risk than 91% of all analyzed occupations. Of 15 analyzed tasks, 8 are highly automatable, particularly routine cognitive tasks. Strong protective factors — including social intelligence, creativity, or regulatory barriers — significantly reduce effective risk.
Skill Impact Analysis
AI-Vulnerable Skills (6)
High reliance on Mathematics is a risk area. Consider developing complementary AI-resistant skills to maintain value.
High reliance on Reading Comprehension is a risk area. Consider developing complementary AI-resistant skills to maintain value.
High reliance on Information Ordering is a risk area. Consider developing complementary AI-resistant skills to maintain value.
Mathematics is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
Memorization is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
Programming is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
AI-Resistant Skills (11)
Adaptability/Flexibility is AI-resistant — strengthening this skill provides durable career protection.
Leadership is AI-resistant — strengthening this skill provides durable career protection.
Service Orientation is AI-resistant — strengthening this skill provides durable career protection.
Social Perceptiveness is AI-resistant — strengthening this skill provides durable career protection.
Persuasion is AI-resistant — strengthening this skill provides durable career protection.
Coordination is AI-resistant — strengthening this skill provides durable career protection.
Instructing is AI-resistant — strengthening this skill provides durable career protection.
Negotiation is AI-resistant — strengthening this skill provides durable career protection.
AI-Augmented Skills (7)
Recommended Courses
Courses matched to New Accounts Clerks skill gaps, ranked by relevance to your displacement risk profile.
Get personalized recommendations. Answer a few questions about your experience and skills to get course suggestions tailored specifically to you.
Upskill to Reduce Risk
Courses addressing your most AI-vulnerable skills
Machine Learning Specialization
by Stanford / DeepLearning.AI
Estimated Impact
AI-Augmentation Tools
Learn to work alongside AI and boost your productivity
Creative Writing Specialization
by Wesleyan University
Estimated Impact
Strengthen Your Edge
Double down on skills AI can't replicate
Leading People and Teams Specialization
by University of Michigan
Estimated Impact
We may earn a commission when you enroll through our links, at no extra cost to you. This helps fund the Takeover Tracker.
Risk reduction and salary impact are estimates based on skill gap analysis, course relevance, and labor market data. Actual results vary by individual circumstance.
Education & Training
Percentage of workers at each education and training level
Education Level
Prior Experience Needed
Work experience required to enter this job
Training Provided After Hiring
How long it typically takes to learn on the job
How AI Impacts Each Task
15 tasks analyzed
Answer customers' questions and explain available services, such as deposit accounts, bonds, and securities.
Compile information about new accounts, enter account information into computers, and file related forms or other documents.
Inform customers of procedures for applying for services, such as ATM cards, direct deposit of checks, and certificates of deposit.
Perform teller duties as required.
Refer customers to appropriate bank personnel to meet their financial needs.
Process loan applications.
Interview customers to obtain information needed for opening accounts or renting safe-deposit boxes.
Collect and record customer deposits and fees and issue receipts, using computers.
Investigate and correct errors upon customers' request, according to customer and bank records.
Execute wire transfers of funds.
Obtain credit records from reporting agencies.
Issue initial and replacement safe-deposit keys to customers, and admit customers to vaults.
Perform foreign currency transactions and sell traveler's checks.
Duplicate records for distribution to branch offices.
Schedule repairs for locks on safe-deposit boxes.
| Task | AI Capability | Risk | Time % | |
|---|---|---|---|---|
| Answer customers' questions and explain available services, such as deposit accounts, bonds, and securities. | 44.15Observed | 32.7% | 12% | |
| Compile information about new accounts, enter account information into computers, and file related forms or other documents. | 97Estimated | 88.0% | 18% | |
| Inform customers of procedures for applying for services, such as ATM cards, direct deposit of checks, and certificates of deposit. | 50Estimated | 35.0% | 10% | |
| Perform teller duties as required. | 57Estimated | 72.0% | 10% | |
| Refer customers to appropriate bank personnel to meet their financial needs. | 50Estimated | 35.0% | 5% | |
| Process loan applications. | 87Estimated | 84.0% | 8% | |
| Interview customers to obtain information needed for opening accounts or renting safe-deposit boxes. | 50Estimated | 35.0% | 10% | |
| Collect and record customer deposits and fees and issue receipts, using computers. | 97Estimated | 88.0% | 7% | |
| Investigate and correct errors upon customers' request, according to customer and bank records. | 70Estimated | 55.0% | 6% | |
| Execute wire transfers of funds. | 87Estimated | 84.0% | 4% | |
| Obtain credit records from reporting agencies. | 97Estimated | 88.0% | 2% | |
| Issue initial and replacement safe-deposit keys to customers, and admit customers to vaults. | 25Estimated | 43.0% | 2% | |
| Perform foreign currency transactions and sell traveler's checks. | 97Estimated | 88.0% | 2% | |
| Duplicate records for distribution to branch offices. | 70Estimated | 61.0% | 2% | |
| Schedule repairs for locks on safe-deposit boxes. | 97Estimated | 88.0% | 2% |
Protective Factors
Total protective discount: 28.1%
Essential Soft Skills
Traits that are hard for AI to replicate
Wage & Employment (2024)
Median Wage
$46,610
per year
Mean Wage
$47,610
per year
Employment
38K
workers
Wage Range
$36,980 - $60,110
10th - 90th pct
Wage Distribution
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Recommendations
Skills to Develop
These skills are at risk from AI automation. New Accounts Clerks professionals should diversify beyond them.
- Mathematics
High reliance on Mathematics is a risk area. Consider developing complementary AI-resistant skills to maintain value.
- Reading Comprehension
High reliance on Reading Comprehension is a risk area. Consider developing complementary AI-resistant skills to maintain value.
- Information Ordering
High reliance on Information Ordering is a risk area. Consider developing complementary AI-resistant skills to maintain value.
- Mathematics
Mathematics is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
- Memorization
Memorization is AI-vulnerable but has moderate importance in this role. AI tools may handle this; focus on higher-value skills.
Skills to Leverage
These human-centric skills remain difficult for AI to replicate. Double down here.
- Adaptability/Flexibility
Adaptability/Flexibility is AI-resistant — strengthening this skill provides durable career protection.
- Leadership
Leadership is AI-resistant — strengthening this skill provides durable career protection.
- Service Orientation
Service Orientation is AI-resistant — strengthening this skill provides durable career protection.
- Social Perceptiveness
Social Perceptiveness is AI-resistant — strengthening this skill provides durable career protection.
- Persuasion
Persuasion is AI-resistant — strengthening this skill provides durable career protection.
Tools to Adopt
AI can amplify these skills. Learn the tools that augment rather than replace your work.
- Critical Thinking
Critical Thinking will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
- Writing
Writing will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
- Monitoring
Monitoring will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
- Judgment and Decision Making
Judgment and Decision Making will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
- Active Learning
Active Learning will be enhanced by AI. Develop expertise in using AI tools for this skill to increase productivity.
Score History
Risk score over 2 scoring runs
overall change