Financial Managers, Branch or Department

Examine, evaluate, or process loan applications.

Approve, reject, or coordinate the approval or rejection of lines of credit or commercial, real estate, or personal loans.

Establish and maintain relationships with individual or business customers or provide assistance with problems these customers may encounter.

Plan, direct, or coordinate the activities of workers in branches, offices, or departments of establishments, such as branch banks, brokerage firms, risk and insurance departments, or credit departments.

Oversee the flow of cash or financial instruments.

Prepare financial or regulatory reports required by laws, regulations, or boards of directors.

Develop or analyze information to assess the current or future financial status of firms.

Recruit staff members.

Communicate with stockholders or other investors to provide information or to raise capital.

Evaluate financial reporting systems, accounting or collection procedures, or investment activities and make recommendations for changes to procedures, operating systems, budgets, or other financial control functions.

Prepare operational or risk reports for management analysis.

Analyze and classify risks and investments to determine their potential impacts on companies.

Network within communities to find and attract new business.

Review collection reports to determine the status of collections and the amounts of outstanding balances.

Evaluate data pertaining to costs to plan budgets.

Oversee training programs.

Establish procedures for custody or control of assets, records, loan collateral, or securities to ensure safekeeping.

Plan, direct, and coordinate risk and insurance programs of establishments to control risks and losses.

Review reports of securities transactions or price lists to analyze market conditions.

Direct insurance negotiations, select insurance brokers or carriers, and place insurance.

Submit delinquent accounts to attorneys or outside agencies for collection.